Friday, January 08, 2010
a post inspired by a colleague of mine.
i found myself a career, which in my own honest opinion, second to none.
i do not have the luxury of many others, who have siblings to shoulder the financial burden of supporting parents in the near future with. and lets not talk about parents' own savings, because we couldnt even afford my uni fees.
and i badly want to change this kinda lifestyle i've been leading for years. with parents saving on every single cent they could. to have never travelled overseas for a long long looooooong time. my mum is even still holding the passport combined with me when i was still a baby. if they havent been living in luxury for the past 60 years of their lives, at the very least i could do that for them for the next 20 years.
mamy would have thought i grew to become more materialistic after i joined this industry. but hey, i make my own money, and i spend them on myself. i worked hard for it. so i dont see anything wrong with that.
i drew out my life plan the other day. and i realised i have a big fat upside to if i were to be in any other normal workplace, ie fixed income job.
i get to plan out what i want to get at what age. specifically my bmw6series in 3 years time, and my very own condo by the age of 30. i calculated how much is required of me, and divide it over the number of years. that is how much i need to earn every month, and i work hard towards that. to achieve what i want in my life. to achieve what i want for my parents. to achieve what i want for my kids. no way am i going to let my kids lead a poor life, or being not even able to give them what they want and the education they deserve.
i figured if i were to be in any other jobs, i'd never be able to do this. i could only calculate how many more years i need to get what i want. the only variable that could possibly happen is just how i perform in my work/por my bosses to fight for a promotion, to climb to a position which many other colleagues are fighting together for. all these do not make any sense. because i should be deciding myself when to get what i want in my 60years (hopefully) of life, and not be limited to how much my bosses think i'm worth.
in summary, i'm lucky i did not join in the rat race blindly like many other singaporeans after i graduated.
you see, it is not like you want car can get car, want condo can get condo. the bank dont just loan money to any random ppl on the streets.
as my colleague puts it:
Without evidence of financial muscle, banks do not give individuals a hint of interest.
the basis of these money suckers' judgement? income/income tax statements.
and all these needs to be build up over the years. i want and i need to build up solid income tax statements to aid in my future buyings. not just cars (aka liabilities) but more for properties (aka assets/investment tools).
these, i learnt from my mentor/director. things which i would never have learn elsewhere.
and of course,
to be able to deliver the cheque to the bereaved family, to ease family off the burden of crazy hospitalisation bills (have you any idea cancer treatment could cost up to$800k?!?!?! i just realised it ytd and i was like wtf?! and if you die before you recover, your family pay the remaining bills for you -.-), or even the less morbid situations like helping clients achieve their financial goals on time. all these satisfaction i can never get working elsewhere.
and how else can i get to shop in town during working hours, never having to squeeze with stupid crowds (90% made up of prc talking in the loudest possible voice and rude pushes); waking up at 10am every morning; hanging out with the most fun bunch of colleagues every afternoon; and chatting up with different ppl every day.
i love my job. and i love my big fat bonus =D
12:20 AM
Sunday, January 03, 2010
celebrated xmas with my bunch of crazy colleagues at the boiler..
and of course the xmas baby - ess shit =D
hell lot of fun and yep! more to come! =)
3:12 AM
Saturday, January 02, 2010
17th December 2009
day 1 :
checking in to new majestic boutique hotel. fabulous furnishing and design. surprise guests at dblo - ess dam mich joyce.
day 2 :
moving in to another room. totally different concept and design with outdoor bathtub. non-stop bathing. favourite watch for birthday pressie. surprise icecream birthday cake from island creamery. surprise guests - ess choong poon fab.
happy happy birthday to me!
thank you baby for the celebration. the planning must have been crazy tedious, esp sourcing for the hotel and all. most wonderful birthday celebration i've ever had =)
3:01 AM